Working capital

Capital solutions for ambitious business growth

Whether you're looking ahead or managing current budgets, Ripple offers the working capital that fits your business.

Trusted by 200+ businesses

Smart underwriting for better terms

Our advanced underwriting evaluates various data points from your banking and revenue information, ensuring you receive the most favorable terms for your business.

Fast, fair access to capital

Get the funding your business needs quickly, based on your business's performance, not connections. Our process uses secure live revenue data to offer you the best financing options.

Qualify for capital offers

Businesses meeting specific criteria, typically with predictable annual revenue of $20,000 or more, may qualify for our capital offers, giving you the financial boost you need.
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Smart underwriting for better terms

Our advanced underwriting evaluates various data points from your banking and revenue information, ensuring you receive the most favorable terms for your business.
Graphics

Fast, fair access to capital

Get the funding your business needs quickly, based on your business's performance, not connections. Our process uses secure live revenue data to offer you the best financing options.
Graphics

Qualify for capital offers

Businesses meeting specific criteria, typically with predictable annual revenue of $20,000 or more, may qualify for our capital offers, giving you the financial boost you need.
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Quick terms and fast approval

Connect your banking and revenue accounts, and receive initial terms within minutes. Complete the business verification process quickly, often in just a few hours, to get final approval.

Flexible advancement options

Advance as much or as little of your offer as needed, and only pay for the amount you use. Enjoy the flexibility to draw funds as required before your offer expires.

Transparent, flat-fee pricing

Pay a single flat fee, calculated as a percentage of your advance amount, with no compounding interest or hidden charges. Our straightforward pricing ensures clarity and no surprises.
Graphics

Quick terms and fast approval

Connect your banking and revenue accounts, and receive initial terms within minutes. Complete the business verification process quickly, often in just a few hours, to get final approval.
Graphics

Flexible advancement options

Advance as much or as little of your offer as needed, and only pay for the amount you use. Enjoy the flexibility to draw funds as required before your offer expires.
Graphics

Transparent, flat-fee pricing

Pay a single flat fee, calculated as a percentage of your advance amount, with no compounding interest or hidden charges. Our straightforward pricing ensures clarity and no surprises.
How it works

Easy steps to secure capital

Quickly and effortlessly secure the capital your business needs with our streamlined process.
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Connect your data
Easily sync your financial software with our platform for a quick and seamless credit eligibility check.
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Accept your offer
Once approved, the funds are transferred to your bank account, allowing you to focus on growing your business.
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Simple, fair payment
Repayment is simple, transparent, and aligned with your cash flow. Pay back a fixed percentage of your sales.
Customers

What our customers say about us

"Portalogic eliminates accounts receivable headaches due to the prepay feature, onsite labor is substantially reduced with the card reader pass system. EleMech convince their clients with courtesy and tenacity that they will make the system work regardless of the problem. We wholly endorse this product for its own worth but especially for the exceptional service benefit."
Deputy Drain Commissioner
Livingston County, MI
"Portalogic is a well-designed product that continues to serve our needs. EleMech has earned our thanks for quality products and an outstanding support team."
Plant Manager
Fairmount, IL
"The EleMech team was outstanding. They were helpful throughout the project, and best of all, they remained responsive after they left, providing support via phone and email."
Project Manager
Anchorage, AK
"Portalogic eliminates accounts receivable headaches due to the prepay feature, onsite labor is substantially reduced with the card reader pass system. EleMech convince their clients with courtesy and tenacity that they will make the system work regardless of the problem. We wholly endorse this product for its own worth but especially for the exceptional service benefit."
Deputy Drain Commissioner
Livingston County, MI
"Portalogic is a well-designed product that continues to serve our needs. EleMech has earned our thanks for quality products and an outstanding support team."
Plant Manager
Fairmount, IL
"The EleMech team was outstanding. They were helpful throughout the project, and best of all, they remained responsive after they left, providing support via phone and email."
Project Manager
Anchorage, AK
"Portalogic eliminates accounts receivable headaches due to the prepay feature, onsite labor is substantially reduced with the card reader pass system. EleMech convince their clients with courtesy and tenacity that they will make the system work regardless of the problem. We wholly endorse this product for its own worth but especially for the exceptional service benefit."
Deputy Drain Commissioner
Livingston County, MI
"Portalogic is a well-designed product that continues to serve our needs. EleMech has earned our thanks for quality products and an outstanding support team."
Plant Manager
Fairmount, IL
"The EleMech team was outstanding. They were helpful throughout the project, and best of all, they remained responsive after they left, providing support via phone and email."
Project Manager
Anchorage, AK
"The software has really helped with my billing, with discharge activity that some of my haulers have requested and more. As far as the revenue, well let’s just say that most months we take in 3 times the revenue we did in the past and on a bad month we take in 2.5 times the past revenue."
Superintendent
Louisburg, NC
"Portalogic has been an excellent system for Fox Metro, and we are also very satisfied with the other quality equipment and services that EleMech has provided."
Process Control/SCADA Specialist
Oswego, IL
"Portalogic makes it easy for us to identify problem events and their sources due to its accurate data collection. It has also simplified invoicing, hauler account maintenance, and septage revenue reports."
Facility Manager
Edgartown, MA
"The software has really helped with my billing, with discharge activity that some of my haulers have requested and more. As far as the revenue, well let’s just say that most months we take in 3 times the revenue we did in the past and on a bad month we take in 2.5 times the past revenue."
Superintendent
Louisburg, NC
"Portalogic has been an excellent system for Fox Metro, and we are also very satisfied with the other quality equipment and services that EleMech has provided."
Process Control/SCADA Specialist
Oswego, IL
"Portalogic makes it easy for us to identify problem events and their sources due to its accurate data collection. It has also simplified invoicing, hauler account maintenance, and septage revenue reports."
Facility Manager
Edgartown, MA
"The software has really helped with my billing, with discharge activity that some of my haulers have requested and more. As far as the revenue, well let’s just say that most months we take in 3 times the revenue we did in the past and on a bad month we take in 2.5 times the past revenue."
Superintendent
Louisburg, NC
"Portalogic has been an excellent system for Fox Metro, and we are also very satisfied with the other quality equipment and services that EleMech has provided."
Process Control/SCADA Specialist
Oswego, IL
"Portalogic makes it easy for us to identify problem events and their sources due to its accurate data collection. It has also simplified invoicing, hauler account maintenance, and septage revenue reports."
Facility Manager
Edgartown, MA
"We are proud of our station and even more proud that we are conserving potable water and at the same time increasing revenue for our city. Thank you EleMech, for helping us realize our goal."
Public Works Director
Brenham, TX
"EleMech’s dependable designs and service convinced me to specify them as the new standard for our future projects. I recommend EleMech to anyone with similar needs."
Construction Manger
Fort Irwin, C
"It has been wonderfully simple working with EleMech. Portalogic generates an extra $70,000 a year with minimal involvement of staff."
Water Reclamation Superintendent
City of Plano, IL
"We are proud of our station and even more proud that we are conserving potable water and at the same time increasing revenue for our city. Thank you EleMech, for helping us realize our goal."
Public Works Director
Brenham, TX
"EleMech’s dependable designs and service convinced me to specify them as the new standard for our future projects. I recommend EleMech to anyone with similar needs."
Construction Manger
Fort Irwin, C
"It has been wonderfully simple working with EleMech. Portalogic generates an extra $70,000 a year with minimal involvement of staff."
Water Reclamation Superintendent
City of Plano, IL
"We are proud of our station and even more proud that we are conserving potable water and at the same time increasing revenue for our city. Thank you EleMech, for helping us realize our goal."
Public Works Director
Brenham, TX
"EleMech’s dependable designs and service convinced me to specify them as the new standard for our future projects. I recommend EleMech to anyone with similar needs."
Construction Manger
Fort Irwin, C
"It has been wonderfully simple working with EleMech. Portalogic generates an extra $70,000 a year with minimal involvement of staff."
Water Reclamation Superintendent
City of Plano, IL

Empowering businesses with industry-leading wastewater stations